ngân hàng trung gian
- đọc thế nào
- How to read in Japanese: intermediary Bank
- từ đồng nghĩa
- từ trái nghĩa
Thông thường, khi chuyển tiền ra nước ngoài, tiền được chuyển qua ngân hàng trung gian. Việc chuyển tiền qua ngân hàng trung gian được thực hiện khi không có tài khoản tiền gửi tại ngân hàng trung ương nước ngoài nơi chuyển tiền được gửi đến.
Transfers between banks are basically done by simply increasing or decreasing the balance in a deposit account at the central bank. This eliminates the need for actual cash transfers.
However, it is not practical to have accounts at the central banks of all the countries to which remittances are to be sent. Therefore, a correspondent agreement is concluded in advance with a bank that has an account at the central bank of the country where the money is to be transferred.
The purpose of this agreement is to transfer money using the central bank account of that bank when an overseas remittance is made. The remittance from the perspective of the party making the overseas remittance is called an outward remittance, while the remittance from the perspective of the party receiving the remittance is called an inward remittance.