Banco intermediário
- como ler
- How to read in Japanese: intermediary Bank
- sinônimos
- antônimo
Geralmente, ao enviar dinheiro para o exterior, o dinheiro é transferido através de um banco intermediário. As remessas por meio de bancos intermediários são feitas quando não existe conta de depósito no banco central do país estrangeiro para o qual a remessa está sendo enviada.
Transfers between banks are basically done by simply increasing or decreasing the balance in a deposit account at the central bank. This eliminates the need for actual cash transfers.
However, it is not practical to have accounts at the central banks of all the countries to which remittances are to be sent. Therefore, a correspondent agreement is concluded in advance with a bank that has an account at the central bank of the country where the money is to be transferred.
The purpose of this agreement is to transfer money using the central bank account of that bank when an overseas remittance is made. The remittance from the perspective of the party making the overseas remittance is called an outward remittance, while the remittance from the perspective of the party receiving the remittance is called an inward remittance.