Glossary of terms commonly used in the Wallet


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How to read in Japanese: pre-authorization

Pre-authorization is the act of obtaining permission in advance to use an amount in excess of the credit card’s established limit. Once pre-authorization is obtained, the amount exceeding the credit limit can be used. This is mainly used for high-cost purchases and overseas travel.

To obtain authorization, contact the credit card company by phone or internet before making the actual payment. The information to be provided is the details, products, and amount you plan to use. The best time to obtain pre-authorization is approximately one to two weeks before the planned date of use.

It is important to note that the details of what is authorized for use and the criteria for the amount vary in detail from credit card company to credit card company. Payment methods also vary, with some requiring a partial deposit of the amount to be used and others requiring a full deposit in advance.

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