Glossary of terms commonly used in the Wallet


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bank-affiliated credit card

These cards are issued by bank-affiliated credit card companies. Bank-affiliated credit cards tend to be more difficult to screen. However, if you already have an account and have a track record of using the account to receive your salary or to debit your utility bills, this is a positive factor during the screening process.


Kickstarter is an American company that operates a crowdfunding website. Crowdfunding is a way for an unspecified number of people to contribute funds through a website to make a project a reality.

UnionPay Card

A UnionPay card is a card that comes with UnionPay, China’s international card brand. About half of Chinese people own a UnionPay card, making it the most common means of payment in China.

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