koresponden na bangko
- paano magbasa
- How to read in Japanese: correspondent bank
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- kasalungat
Kapag ang pera ay inilipat sa pagitan ng mga bangko sa loob ng parehong bansa, kadalasan ang balanse lamang ng account sa central bank ng bansa ang isinulat, hindi ang aktwal na cash na transportasyon.
However, when remitting money to a foreign country (outward remittance), banks that have not opened a deposit account at the country’s central bank cannot use this method. Therefore, a correspondent agreement is concluded with a bank that has a deposit account at the central bank of that country, and that bank is called a correspondent bank. A correspondent contract is a contract that serves as a relay for overseas remittances.
For example, when Bank B in Country A sends money to Bank D in Country C, Bank B opens an account with Bank E, which has a deposit account with the central bank in Country C, in advance and enters into a correspondent account agreement. Then, when Bank B sends money to Bank D, it can request Bank E to send the money through the central bank in Country C.