correspondente bancário
- como ler
- How to read in Japanese: correspondent bank
- sinônimos
- antônimo
Quando o dinheiro é transferido entre bancos dentro do mesmo país, normalmente apenas o saldo da conta no banco central do país é anotado, e não o próprio transporte de dinheiro.
However, when remitting money to a foreign country (outward remittance), banks that have not opened a deposit account at the country’s central bank cannot use this method. Therefore, a correspondent agreement is concluded with a bank that has a deposit account at the central bank of that country, and that bank is called a correspondent bank. A correspondent contract is a contract that serves as a relay for overseas remittances.
For example, when Bank B in Country A sends money to Bank D in Country C, Bank B opens an account with Bank E, which has a deposit account with the central bank in Country C, in advance and enters into a correspondent account agreement. Then, when Bank B sends money to Bank D, it can request Bank E to send the money through the central bank in Country C.