{"id":1690,"date":"2023-10-17T13:50:22","date_gmt":"2023-10-17T04:50:22","guid":{"rendered":"https:\/\/bitwallet.com\/?post_type=glossary&#038;p=1690"},"modified":"2024-02-09T10:09:46","modified_gmt":"2024-02-09T01:09:46","slug":"fixed-revolving","status":"publish","type":"glossary","link":"https:\/\/bitwallet.com\/tr\/support\/glossary\/fixed-revolving\/","title":{"rendered":"sabit d\u00f6ner"},"content":{"rendered":"<dl>\n<dt>nas\u0131l okunur<\/dt>\n<dd>Japonca nas\u0131l okunur: sabit d\u00f6ner<\/dd>\n<dt>e\u015f anlaml\u0131<\/dt>\n<dd><\/dd>\n<dt>z\u0131t anlaml\u0131<\/dt>\n<dd><\/dd>\n<\/dl>\n\n\n\n<p>Kredi kart\u0131 \u00f6demeleri gibi \u00f6demelerde \u00f6deme miktar\u0131n\u0131n her ay belirli bir tutarla s\u0131n\u0131rland\u0131r\u0131lmas\u0131 y\u00f6ntemine d\u00f6ner denir. \u00d6rne\u011fin, d\u00f6ner \u00f6demenin ko\u015fullar\u0131 ayda 100.000 yen olarak belirlenmi\u015fse, 300.000 yenlik bir \u00fcr\u00fcn\u00fcn sat\u0131n al\u0131nmas\u0131, \u00fc\u00e7 ay boyunca 100.000 yenlik bir \u00f6demeyle sonu\u00e7lanacakt\u0131r.<\/p>\n\n\n\n<p>Asl\u0131nda, faiz tahsil edildi\u011finden, toplam geri \u00f6deme tutar\u0131 genellikle toplu \u00f6demeden daha y\u00fcksektir. \u0130ki t\u00fcr d\u00f6ner kredi vard\u0131r: her ay sabit bir tutar\u0131n geri \u00f6dendi\u011fi sabit faizli d\u00f6ner ve kredi tutar\u0131n\u0131n bir y\u00fczdesinin geri \u00f6dendi\u011fi azalan oranl\u0131 d\u00f6ner.<\/p>\n\n\n\n<p>D\u00f6ner kredi kullanman\u0131n avantaj\u0131, ayda belirli bir say\u0131dan fazla \u00f6deme yapmak zorunda kalmaman\u0131zd\u0131r, bu da sistemli bir \u015fekilde kullanarak daha verimli al\u0131\u015fveri\u015f yapman\u0131z\u0131 sa\u011flar.<\/p>\n\n\n\n<p>Ancak dikkatli olmal\u0131s\u0131n\u0131z \u00e7\u00fcnk\u00fc ne kadar kal\u0131rsa kals\u0131n sizden yaln\u0131zca belirli bir miktar geri \u00f6deme al\u0131nacakt\u0131r. \u00c7\u00fcnk\u00fc baz\u0131 durumlarda e\u011fer iyi y\u00f6netilmezse toplam kredi tutar\u0131 beklenenden fazla olabiliyor.<\/p>","protected":false},"excerpt":{"rendered":"<p>Kredi kart\u0131 \u00f6demeleri gibi \u00f6demelerde \u00f6deme miktar\u0131n\u0131n her ay belirli bir tutarla s\u0131n\u0131rland\u0131r\u0131lmas\u0131 y\u00f6ntemine d\u00f6ner denir. \u00d6rne\u011fin, d\u00f6ner \u00f6demenin ko\u015fullar\u0131 ayda 100.000 yen olarak belirlenmi\u015fse, 300.000 yenlik bir \u00fcr\u00fcn\u00fcn sat\u0131n al\u0131nmas\u0131, \u00fc\u00e7 ay boyunca 100.000 yenlik bir \u00f6demeyle sonu\u00e7lanacakt\u0131r.<\/p>","protected":false},"featured_media":0,"template":"","meta":{"footnotes":""},"genre":[66],"initial":[121],"initial-ja":[263],"class_list":["post-1690","glossary","type-glossary","status-publish","hentry","genre-genre02","initial-ini-f","initial-ja-ini-ja-te"],"_links":{"self":[{"href":"https:\/\/bitwallet.com\/tr\/wp-json\/wp\/v2\/glossary\/1690","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bitwallet.com\/tr\/wp-json\/wp\/v2\/glossary"}],"about":[{"href":"https:\/\/bitwallet.com\/tr\/wp-json\/wp\/v2\/types\/glossary"}],"version-history":[{"count":2,"href":"https:\/\/bitwallet.com\/tr\/wp-json\/wp\/v2\/glossary\/1690\/revisions"}],"predecessor-version":[{"id":3614,"href":"https:\/\/bitwallet.com\/tr\/wp-json\/wp\/v2\/glossary\/1690\/revisions\/3614"}],"wp:attachment":[{"href":"https:\/\/bitwallet.com\/tr\/wp-json\/wp\/v2\/media?parent=1690"}],"wp:term":[{"taxonomy":"genre","embeddable":true,"href":"https:\/\/bitwallet.com\/tr\/wp-json\/wp\/v2\/genre?post=1690"},{"taxonomy":"initial","embeddable":true,"href":"https:\/\/bitwallet.com\/tr\/wp-json\/wp\/v2\/initial?post=1690"},{"taxonomy":"initial-ja","embeddable":true,"href":"https:\/\/bitwallet.com\/tr\/wp-json\/wp\/v2\/initial-ja?post=1690"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}