{"id":1677,"date":"2023-10-17T13:33:43","date_gmt":"2023-10-17T04:33:43","guid":{"rendered":"https:\/\/bitwallet.com\/?post_type=glossary&#038;p=1677"},"modified":"2024-02-09T10:43:01","modified_gmt":"2024-02-09T01:43:01","slug":"maximum-interest-rate","status":"publish","type":"glossary","link":"https:\/\/bitwallet.com\/ms\/support\/glossary\/maximum-interest-rate\/","title":{"rendered":"kadar faedah maksimum"},"content":{"rendered":"<dl>\n<dt>cara membaca<\/dt>\n<dd>Cara membaca dalam bahasa Jepun: kadar faedah maksimum<\/dd>\n<dt>sinonim<\/dt>\n<dd><\/dd>\n<dt>antonim<\/dt>\n<dd><\/dd>\n<\/dl>\n\n\n\n<p>Kadar faedah maksimum ialah had atas kadar faedah pinjaman yang ditetapkan oleh undang-undang. Dua undang-undang yang paling biasa yang menetapkan kadar faedah maksimum ialah Akta Sekatan Kadar Faedah dan Undang-undang Langganan Modal.<\/p>\n\n\n\n<p>Kadar faedah maksimum di bawah Akta Sekatan Kadar Faedah adalah antara 15% hingga 20%, bergantung pada jumlah pinjaman. Sebagai contoh, jika pinjaman adalah antara 100,000 yen dan 1,000,000 yen, kadar faedah maksimum ialah 18%. Kadar faedah antara kadar faedah maksimum di bawah Akta Sekatan Kadar Faedah dan Undang-undang Langganan Modal dipanggil kadar faedah zon kelabu.<\/p>\n\n\n\n<p>Masalah kadar faedah zon kelabu telah hilang sebahagian besarnya sejak 2010, apabila undang-undang itu dipinda untuk menurunkan kadar faedah maksimum di bawah Undang-undang Langganan Modal kepada 20%.<\/p>","protected":false},"excerpt":{"rendered":"<p>Kadar faedah maksimum ialah had atas kadar faedah pinjaman yang ditetapkan oleh undang-undang. Dua undang-undang yang paling biasa yang menetapkan kadar faedah maksimum ialah Akta Sekatan Kadar Faedah dan Undang-undang Langganan Modal. <\/p>","protected":false},"featured_media":0,"template":"","meta":{"footnotes":""},"genre":[65,66,67],"initial":[128],"initial-ja":[256],"class_list":["post-1677","glossary","type-glossary","status-publish","hentry","genre-genre01","genre-genre02","genre-genre03","initial-ini-m","initial-ja-ini-ja-si"],"_links":{"self":[{"href":"https:\/\/bitwallet.com\/ms\/wp-json\/wp\/v2\/glossary\/1677","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bitwallet.com\/ms\/wp-json\/wp\/v2\/glossary"}],"about":[{"href":"https:\/\/bitwallet.com\/ms\/wp-json\/wp\/v2\/types\/glossary"}],"version-history":[{"count":2,"href":"https:\/\/bitwallet.com\/ms\/wp-json\/wp\/v2\/glossary\/1677\/revisions"}],"predecessor-version":[{"id":3664,"href":"https:\/\/bitwallet.com\/ms\/wp-json\/wp\/v2\/glossary\/1677\/revisions\/3664"}],"wp:attachment":[{"href":"https:\/\/bitwallet.com\/ms\/wp-json\/wp\/v2\/media?parent=1677"}],"wp:term":[{"taxonomy":"genre","embeddable":true,"href":"https:\/\/bitwallet.com\/ms\/wp-json\/wp\/v2\/genre?post=1677"},{"taxonomy":"initial","embeddable":true,"href":"https:\/\/bitwallet.com\/ms\/wp-json\/wp\/v2\/initial?post=1677"},{"taxonomy":"initial-ja","embeddable":true,"href":"https:\/\/bitwallet.com\/ms\/wp-json\/wp\/v2\/initial-ja?post=1677"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}