{"id":1690,"date":"2023-10-17T13:50:22","date_gmt":"2023-10-17T04:50:22","guid":{"rendered":"https:\/\/bitwallet.com\/?post_type=glossary&#038;p=1690"},"modified":"2024-02-09T10:09:46","modified_gmt":"2024-02-09T01:09:46","slug":"fixed-revolving","status":"publish","type":"glossary","link":"https:\/\/bitwallet.com\/en\/support\/glossary\/fixed-revolving\/","title":{"rendered":"fixed revolving"},"content":{"rendered":"\n<dl>\n<dt>how to read<\/dt>\n<dd>How to read in Japanese: fixed revolving<\/dd>\n<dt>synonyms<\/dt>\n<dd><\/dd>\n<dt>antonym<\/dt>\n<dd><\/dd>\n<\/dl>\n\n\n\n<p>A method of limiting the amount of payment to a certain amount each month for payments such as credit card payments is called revolving. For example, if the terms of a revolving payment are set at 100,000 yen per month, a purchase of a 300,000 yen product would result in a payment of 100,000 yen for three months.<\/p>\n\n\n\n<p>In fact, because interest is charged, the total repayment amount is generally larger than that of a lump-sum payment. There are two types of revolving loans: fixed-rate revolving, in which a fixed amount is repaid each month, and declining-rate revolving, in which a percentage of the loan amount is repaid.<\/p>\n\n\n\n<p>The advantage of using revolving credit is that you do not have to make more than a certain number of payments in a month, which allows you to shop more efficiently by using it systematically.<\/p>\n\n\n\n<p>However, you must be careful because you will only be charged a certain amount of repayment no matter how much is left. This is because in some cases, if not managed well, the total loan amount may be larger than expected.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A method of limiting the amount of payment to a certain amount each month for payments such as credit card payments is called revolving. For example, if the terms of a revolving payment are set at 100,000 yen per month, a purchase of a 300,000 yen product would result in a payment of 100,000 yen for three months.<\/p>\n","protected":false},"featured_media":0,"template":"","meta":{"footnotes":""},"genre":[66],"initial":[121],"initial-ja":[263],"class_list":["post-1690","glossary","type-glossary","status-publish","hentry","genre-genre02","initial-ini-f","initial-ja-ini-ja-te"],"_links":{"self":[{"href":"https:\/\/bitwallet.com\/en\/wp-json\/wp\/v2\/glossary\/1690","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bitwallet.com\/en\/wp-json\/wp\/v2\/glossary"}],"about":[{"href":"https:\/\/bitwallet.com\/en\/wp-json\/wp\/v2\/types\/glossary"}],"version-history":[{"count":2,"href":"https:\/\/bitwallet.com\/en\/wp-json\/wp\/v2\/glossary\/1690\/revisions"}],"predecessor-version":[{"id":3614,"href":"https:\/\/bitwallet.com\/en\/wp-json\/wp\/v2\/glossary\/1690\/revisions\/3614"}],"wp:attachment":[{"href":"https:\/\/bitwallet.com\/en\/wp-json\/wp\/v2\/media?parent=1690"}],"wp:term":[{"taxonomy":"genre","embeddable":true,"href":"https:\/\/bitwallet.com\/en\/wp-json\/wp\/v2\/genre?post=1690"},{"taxonomy":"initial","embeddable":true,"href":"https:\/\/bitwallet.com\/en\/wp-json\/wp\/v2\/initial?post=1690"},{"taxonomy":"initial-ja","embeddable":true,"href":"https:\/\/bitwallet.com\/en\/wp-json\/wp\/v2\/initial-ja?post=1690"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}